Ultimate Guide To Small Business Insurance For Freelancers

Ultimate Guide To Small Business Insurance For Freelancers

If you’re a freelancer, we would like to ask you a question. Do you have business insurance? In many cases, the answer to that will be a straight ‘no’.

It’s understandable why. When you are working for yourself, it’s necessary to have as much of your money available to grow your business as you possibly can. And, there doesn’t seem like much point in throwing your profits at insurance, which you don’t think you will ever need.

But, perhaps you should think again. Here are several types of insurance you might need – and why they are so important.

Continue reading »
A Few Quick Tips to Get Cheap Auto Insurance Premiums

A Few Quick Tips to Get Cheap Auto Insurance Premiums

Many people think that it is not easy to find cheap car insurance policies and they may settle with an expensive coverage after getting couple of quotes. It may take an hour or two of your time but you will be able to find affordable policies unless you have a terrible driving record, DUI or you are a teenager or insuring a teen driver as listed driver. Here are a few tips to help you find the best deal.

Make Sure You Get All the Discounts You are Qualified

Vehicle insurance companies offer quite a few discounts for various reasons. You may think that your driving records and claim history is the only thing they are taking into account. However, they will have a close look at everything to do with you, your address, the car insured and even your marital status. For example, married people and homeowners can get better deals than single people and renters. Make sure to fill the quote form carefully and completely so that you don’t miss on discounts.

Continue reading »
A Guide to Company Car Insurance

A Guide to Company Car Insurance

Nobody likes paying out on insurance policies, but they’re necessary evils. It might seem like you’re already up to your eyeballs in insurance policies. But one that a lot of people forget is company car insurance. They often forget because they think their personal car insurance covers them, but it doesn’t, even if you’re using the same car.

You might need a little help to cut through all the confusion and competing offers to fully understand what you need from a company car insurance policy though. You’re in luck, here’s a simple guide to getting the right policy for you.

Continue reading »
All Things About Credit Insurance

All Things About Credit Insurance

Definition of Credit Insurance

Credit insurance is a protection given insurance company (as underwriter) to the Bank, or finances financial institution (as insured) on the risk of failure of the Debtor in the credit facility or loan to pay cash (cash loan) as working capital loans, trade credits and other provided by the Bank, or finances financing institution.

About Credit Insurance

Credit insurance at first better known in the insurance environment in the form of protection to creditors against the risk of breakdown of the remaining repayment of loans due to death of the debtor. This insurance is also known by the term credit life insurance (credit life insurance); type of insurance business related to the life and death of a person should be treated by life insurance companies and not by insurance losses (general insurers).

Continue reading »
Understanding Medical Insurance Policy - A Vital Part On Everyone’s Side

Understanding Medical Insurance Policy – A Vital Part On Everyone’s Side

It is very much true that we are in world where every thing is uncertain. A world where we do not know anything about which is going to happen with us the next very moment. Therefore it is very much essential for us to understand few things. Firstly we should know that for what duration our previous policy is lasting and secondly we should be Understanding Medical Insurance policy. Because according to me it is one of the most important things which we should be able to comprehend.

What do we mean by the term medical insurance policy?

Continue reading »